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“My Balance” is the amount of Points that you have to redeem for cash/gift cards. The best payout is 10,000 for $100, especially since 5,000 points is $25…

You get rewarded points for pretty much everything you do, like “wall likes”, comments, replies, Blog posts. Click on “Earn Points” and follow the instructions there. The best way to earn points is by creating a site and making blog posts (and following the “earn rewards”)