Reply To: Are you able to pay all of your bills on time every month? Activity › Forums › General Discussion › Are you able to pay all of your bills on time every month? › Reply To: Are you able to pay all of your bills on time every month? July 31, 2014 at 8:33 am #6943 Kimberly BrownParticipant It is always great to budget your money. I do this and do the same if I have an emergency come but I have not done this in a long time. I save money in my account. I have a 3 month saving emergency fund.